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Frequently Asked Questions

Answers to Regularly Asked Questions
How fast can I get money?
We can get you funds the same day. Call today to get started!

How much money can I get?
We lend up to $500,000 depending on your collateral.

How do you determine the value of my collateral?
We determine the value based on a percentage of what we think we can sell the collateral for if you do not repay the loan. We take into account the age and condition of the collateral as well as other market factors. Your items will be appraised fairly by our professionally-certified team who will make sure you get a fair loan for your asset.

How much is my loan going to cost me?
Our rates are very low at 3% Interest per month, plus reasonable storage fees for size of security. Please call us today for no obligation quotes.

Are there any additional fees?
There are additional storage fees for larger items (e.g. automobiles, trucks, boats, motorcycles, RVs and jet skis) that require off-site storage. These additional storage fees range from $100 - $250 per 30-day term, depending upon the size of the collateral.

Do I have to pre-qualify?
No, you do not need to pre-qualify to receive a MyBridgeNow short term loan.

Do you perform a credit check, or check my credit history?
No, your loan is solely based on the value of your collateral.

Can I just come in at any time for a loan?
To facilitate private meetings, all meetings are by appointment only. However please call us and we will make arrangements to see you as soon as possible.

What exactly do you take for collateral?
We accept many forms of collateral to help get you a loan. Some items we accept include jewelry, artwork, firearms, higher end musical equipment and instruments, boats, cars, trucks, RVs, snowmobiles, jet skis, construction/contractor equipment and commercial equipment.

How long is the term of the loan?
MyBridgeNow offers short term loans only (typically 30 days) with options to extend repayment considered on a case-by-case basis.

What happens if I don't repay my loan?
We keep your collateral. Your collateral becomes the property of MyBridgeNow to sell and recoup what we've loaned and cover our costs.

Can I use my mortgage, life insurance policy or pension/retirement plan for a loan?
We are unable to use these for collateral, however most people also have options for collateral like jewelry, collectables, autos, RVs, Boats, and many other items we accept.

Have an item for which you need cash? Contact us 24/7 online.
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Credit approval is not guaranteed and not everyone is eligible for a loan or a specific loan amount. Complete disclosure of annual percentage rates (APR), fees, and payment terms are available upon request by visiting or calling 1-855-345-7550. Loans are subject to Pawn America Minnesota, L.L.C. dba MyBridgeNow, terms, conditions and underwriting requirements. This is not an offer to lend and should not be deemed to create an obligation to do so. Minnesota loans are made under Minnesota Statute Section 325J. Loans are not available in any other state.